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Directory of mortgage lenders in Utica, Michigan. Verify credentials with the state mortgage licensing authority before hiring.
5 agents listed
Updated May 2026
Utica, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 5 mortgage lenders in Utica, MI
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Nebo Lending
7759 Auburn Rd, Utica, MI 48317
7345195199
Younited Mortgage LLC
8641 Hall Rd #4, Utica, MI 48317
2488083100
Disho Sinishtaj - EZ Fundings Home Loans
8300 Hall Rd #203, Utica, MI 48317
9175043150
Union Home Mortgage
45410 Van Dyke Ave, Utica, MI 48317
5868381849
Chase Mortgage
45303 Van Dyke Ave, Utica, MI 48317
5867263300
Mortgage lenders in Utica Michigan help home buyers and homeowners secure financing for property purchases and refinancing. Michigan law requires lenders to be licensed under the Mortgage Brokers Lenders and Servicers Licensing Act. Local lenders in Utica can guide you through conventional FHA VA and USDA loan options.
What Does a Mortgage Lender in Utica Cost?
Typical costs for a mortgage in Michigan include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance around 500 to 1000 dollars. Closing costs usually total 2 to 5 percent of the home purchase price. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Utica Michigan?
You typically need pay stubs W-2 forms tax returns bank statements and photo ID. Michigan lenders may also ask for proof of homeowners insurance and a property appraisal.
How long does it take to close on a mortgage in Michigan?
The average mortgage closing in Michigan takes 30 to 45 days. Delays can happen due to appraisal issues or incomplete paperwork so it is important to respond quickly to lender requests.
Are there special mortgage programs for first time buyers in Michigan?
Yes the Michigan State Housing Development Authority offers down payment assistance and low interest loans for first time buyers. These programs have income limits and purchase price caps that apply in Utica.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Michigan.