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Mortgage Lenders in Westland, MI

Compare mortgage lenders in Westland. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Westland, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Michigan before hiring.
Showing 3 mortgage lenders in Westland, MI Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Garrett Stone MI Home Loans
8359 N Wayne Rd, Westland, MI 48185
7345360870
Spectrum Home Mortgage, LLC
139 S Crown St, Westland, MI 48186
7347514231
Chase Home Lending
7750 N Wayne Rd, Westland, MI 48185
3136320146

Mortgage lenders in Westland Michigan help homebuyers and homeowners secure financing for residential properties. Michigan law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Westland property values and Wayne County tax assessments.

What Does a Mortgage Lender in Westland Cost?

Typical mortgage lender costs in Michigan include an origination fee of 0.5% to 1% of the loan amount, appraisal fees from $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs in Westland generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Westland Michigan?
You typically need pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Michigan lenders also require proof of homeowners insurance before closing.
How long does mortgage approval take in Westland?
Pre-approval can take one to three days. Full underwriting and closing usually takes 30 to 45 days in Michigan, depending on the lender and loan type.
Are there first-time home buyer programs in Westland Michigan?
Yes, the Michigan State Housing Development Authority offers down payment assistance and low-interest loans for first-time buyers. Westland residents may also qualify for Wayne County home buyer programs.