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Find Mortgage Lenders Near You in Arden Hills, MN

Directory of mortgage lenders in Arden Hills, Minnesota. Verify credentials with the state state mortgage licensing authority before hiring.

8 agents listed
Updated June 2026
Arden Hills, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Minnesota before hiring.
Showing 8 mortgage lenders in Arden Hills, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Your Loan Partner Derek Lodermeier
1200 County Rd E #200, Arden Hills, MN 55112
(651) 209-2907 lakeareamortgage.com
Lake Area Mortgage - A Division of Royal Credit Union
1200 County Rd E #200, Arden Hills, MN 55112
(651) 209-2900 lakeareamortgage.com
Mark Svihel, Lake Area Mortgage
1200 County Rd E Suite 200, Arden Hills, MN 55112
(612) 209-7922 lakeareamortgage.com
Ryan Colbert - Senior Mortgage Banker - NMLS #284290 - Lake Area Mortgage
1200 County Rd E Suite 200, Arden Hills, MN 55112
(651) 329-5835 lakeareamortgage.com
Nick Fairbanks at Guaranteed Rate Affinity (NMLS #30890)
3900 Northwoods Dr Suite100, Arden Hills, MN 55112
(651) 486-5640 grarate.com
Johnny Vang, MLO/Realtor/Investor
3245 New Brighton Rd, Arden Hills, MN 55112
(763) 213-7991 winwinfinancial.com
Karen Montour
6 Pine Tree Dr Suite 225, Arden Hills, MN 55112
(651) 203-8303
Clear Mortgage
1306 County Rd F West, Arden Hills, MN 55112
(952) 451-8100 clearmortgage.com

Arden Hills home buyers and homeowners can work with mortgage lenders to secure financing for a home purchase or refinance. In Minnesota, lenders must follow state licensing rules through the Department of Commerce and provide a Loan Estimate within three business days of application. Local lenders in Arden Hills understand the Ramsey County real estate market and can guide you through the process.

What Does a Mortgage Lender in Arden Hills Cost?

Typical mortgage lender costs in Minnesota include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs in Arden Hills generally range from 2% to 5% of the purchase price. These costs vary by loan type and lender. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Arden Hills?
You typically need proof of income, tax returns, bank statements, and identification. Minnesota lenders also require a property appraisal and may ask for additional documents based on your loan type.
How long does the mortgage process take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law requires a three-day right of rescission for refinances, which can add time.
Are there special mortgage programs for Minnesota home buyers?
Yes, Minnesota Housing offers down payment assistance and low-interest loans for first-time buyers. Some Arden Hills lenders also offer conventional FHA and VA loans.

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