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Mortgage Lenders in Buffalo, MN

Browse mortgage lenders serving Buffalo, Minnesota. Contact information and addresses listed below.

7 agents listed
Updated May 2026
Buffalo, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 7 mortgage lenders in Buffalo, MN Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Midwest Mortgage Consultant
600 Soo Ln, Buffalo, MN 55313
7636825726
MidCountry Bank
305 10th Ave S, Buffalo, MN 55313
7636823035
Old National Bank
910 Commercial Dr, Buffalo, MN 55313
9524864556
CorTrust Bank
555 Hwy 55, Buffalo, MN 55313
7636820555
Team USA Mortgage Buffalo- Frank Graham
517 32nd St SE, Buffalo, MN 55313
7632278013
SouthPoint Financial Credit Union
715 Crossroads Campus Dr, Buffalo, MN 55313
8777946712
Minnesota Lakes Bank Loan Production Office
215 Hwy 55 #102, Buffalo, MN 55313
6122841607

Mortgage lenders in Buffalo, Minnesota help homebuyers and homeowners secure financing for home purchases and refinancing. Minnesota law requires lenders to be licensed through the Minnesota Department of Commerce. Local lenders understand the Buffalo real estate market and can guide you through the process.

What Does a Mortgage Lender in Buffalo Cost?

Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs usually total 2 to 5 percent of the loan amount. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Buffalo?
You typically need pay stubs, tax returns, bank statements, and a valid ID. Minnesota lenders also require a signed purchase agreement for home purchases.
How long does the mortgage process take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law requires a three business day review period after you receive the Closing Disclosure.
What is a typical down payment for a home in Buffalo?
Down payments range from 3 percent to 20 percent of the purchase price. Some Minnesota programs offer low down payment options for qualified buyers.