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9 agents listed
Updated May 2026
Excelsior, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 9 mortgage lenders in Excelsior, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Bell Bank Mortgage, Bob Merrill
424 2nd St, Excelsior, MN 55331
9529055748
Bell Bank Mortgage, David Windschitl
424 2nd St, Excelsior, MN 55331
9529055815
Bell Bank Mortgage, Pete Rinzel
424 2nd St, Excelsior, MN 55331
9529055441
Bell Bank Mortgage, Matt Berna
424 2nd St, Excelsior, MN 55331
2629306310
Baltic Mortgage Co
21965 Minnetonka Blvd, Excelsior, MN 55331
9524011626
Supreme Lending- The Dream Team
400 Water St #3089, Excelsior, MN 55331
9529137283
Bell Bank Mortgage, Suzette Fahey
424 2nd St, Excelsior, MN 55331
9529055816
Bell Bank Mortgage
424 2nd St, Excelsior, MN 55331
9522121141
Guild Mortgage - Melissa Nelson
37 Water St, Excelsior, MN 55331
6125991471
Mortgage lenders in Excelsior, Minnesota help homebuyers and homeowners secure financing for home purchases, refinances, and construction loans. Minnesota law requires lenders to be licensed through the Minnesota Department of Commerce. Local lenders understand the unique housing market of Lake Minnetonka communities and can guide you through state-specific programs like the Minnesota Housing Finance Agency first-time homebuyer loans.
What Does a Mortgage Lender in Excelsior Cost?
Typical mortgage lender costs in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Excelsior?
You typically need pay stubs, tax returns, bank statements, and identification. Minnesota lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does the mortgage process take in Minnesota?
The average mortgage process in Minnesota takes 30 to 45 days from application to closing. Minnesota law allows a three business day right of rescission for refinances under the Truth in Lending Act.
Are there special mortgage programs for Minnesota first-time buyers?
Yes, the Minnesota Housing Finance Agency offers the Start Up and Step Up programs with lower down payment options and competitive rates. These programs require a homebuyer education course and have income limits for Excelsior residents.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.