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2 agents listed
Updated May 2026
Little Falls, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 2 mortgage lenders in Little Falls, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PrimeLending, A PlainsCapital Company - Little Falls
119 1st St SE #1, Little Falls, MN 56345
3206310711
Laurie Whitlow, NMLS: 340563, PrimeLending
119 1st St SE SUITE 1, Little Falls, MN 56345
3206322237
Mortgage lenders in Little Falls, Minnesota help homebuyers and homeowners secure financing for property purchases and refinancing. Minnesota law requires lenders to be licensed through the Minnesota Department of Commerce. Local lenders can guide you through state-specific programs like the Minnesota Housing Finance Agency down payment assistance.
What Does a Mortgage Lender in Little Falls Cost?
Typical costs for a mortgage in Minnesota include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing around $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Little Falls?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. Minnesota lenders also require a credit report and may ask for additional documents for self-employed borrowers.
Are there first-time home buyer programs in Minnesota?
Yes, the Minnesota Housing Finance Agency offers loans with low down payments and down payment assistance for eligible first-time buyers. Local lenders in Little Falls can help you apply for these programs.
How long does the mortgage process take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law requires a minimum three-day review period for the Closing Disclosure before you can sign final papers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.