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Looking for a mortgage lender in Mendota Heights? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Mendota Heights, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 10 mortgage lenders in Mendota Heights, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spectra Home Mortgage
750 S Plaza Dr #319, Mendota Heights, MN 55120
6513348657
Mutual of Omaha Mortgage - Tom Mattaini
800 S Plaza Dr, Mendota Heights, MN 55120
6512455855
Mutual of Omaha Mortgage - Tom Reichenbach
800 S Plaza Dr, Mendota Heights, MN 55120
6512556501
Paul Melby LendSmart Mortgage
750 S Plaza Dr Suite #219, Mendota Heights, MN 55120
9522150505
New American Funding - Mendota Heights, MN
800 S Plaza Dr, Mendota Heights, MN 55120
6513333063
Mutual of Omaha Mortgage
800 S Plaza Dr, Mendota Heights, MN 55120
6512556501
Bell Bank Mortgage, Jake TeWinkel
971 Sibley Memorial Hwy # 201, Mendota Heights, MN 55118
6127518435
Gabriel Financial Group, Inc.
1171 Northland Dr Suite 100, Mendota Heights, MN 55120
6519941555
OneMain Financial
1270 Northland Dr #200, Mendota Heights, MN 55120
6128523829
Fairway Independent Mortgage Corporation
1200 Centre Pointe Curve #300, Mendota Heights, MN 55120
6518888171
Mortgage lenders in Mendota Heights help home buyers and homeowners secure financing for property purchases or refinancing. Minnesota law requires lenders to be licensed through the Minnesota Department of Commerce. Local lenders understand the Mendota Heights real estate market and can guide you through the loan process.
What Does a Mortgage Lender in Mendota Heights Cost?
Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, plus appraisal fees around 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally total 2 to 5 percent of the purchase price. These amounts vary based on the property and loan type. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Minnesota?
Mortgage lenders in Minnesota must hold a license from the Minnesota Department of Commerce. This includes passing a background check and meeting education requirements. Borrowers can verify a lenders license on the Nationwide Multistate Licensing System website.
Do I need a mortgage pre approval before house hunting in Mendota Heights?
Yes, getting a pre approval letter from a lender is strongly recommended. It shows sellers you are a serious buyer and helps you understand your budget. Many real estate agents in Mendota Heights require a pre approval before showing homes.
What is the typical down payment for a home in Mendota Heights?
Down payments vary by loan type. Conventional loans often require 5 to 20 percent down. FHA loans allow as low as 3.5 percent. Minnesota Housing offers programs with down payment assistance for qualified buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.