Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 6 mortgage lenders in New Prague, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Heartland Credit Union
100 Alton Ave, New Prague, MN 56071
8008139185
First Bank & Trust | New Prague, MN
1101 1st St SE, New Prague, MN 56071
9527584491
Distinctive Mortgages
1301 1st St NE, New Prague, MN 56071
8776519560
Minnwest Bank
1100 1st St NE, New Prague, MN 56071
9528188520
Edina Realty - New Prague Real Estate Agency
138 Main St W, New Prague, MN 56071
9527584112
US Bank Mortgage
111 Central Ave N, New Prague, MN 56071
8008722657
What Does a Mortgage Lender in New Prague Cost?
Typical mortgage lender costs in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 1,000 to 2,000 dollars. Closing costs in Scott County generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in New Prague?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Minnesota lenders also require a signed purchase agreement for a home purchase loan.
How long does the mortgage approval process take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law allows a three day right of rescission for refinances on your primary residence.
Are there first time home buyer programs in New Prague?
Yes, Minnesota Housing offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education class.