Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 4 mortgage lenders in Shoreview, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
LendSmart Mortgage powered by American Pacific Mortgage #1850
Provost Office, 3570 Lexington Ave N #140, Shoreview, MN 55126
6516314919
Dan Murray Lendsmart Mortgage
3450 Lexington Ave N #220, Shoreview, MN 55126
6513298845
Dan Niemeyer Lendsmart Mortgage LLC
3450 Lexington Ave N #220, Shoreview, MN 55126
6125788080
U.S. Bank Mortgage
1001 Hwy 96 W, Shoreview, MN 55126
6517653810
What Does a Mortgage Lender in Shoreview Cost?
Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Shoreview?
You typically need pay stubs, tax returns, bank statements, and identification. Minnesota lenders also require a property appraisal and title search.
How long does the mortgage process take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law allows a three day rescission period for refinances.
Are there first time home buyer programs in Shoreview?
Yes, Minnesota Housing offers down payment assistance and low interest loans for first time buyers. Income limits and purchase price caps apply based on Ramsey County limits.