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Compare mortgage lenders in South St Paul. Review contact information and insurance categorys before you decide.
3 agents listed
Updated May 2026
South St Paul, MN
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 3 mortgage lenders in South St Paul, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Tom Nguyen - National Mortgage Bankers
100 Bridgepoint Dr #190, South St Paul, MN 55075
6122221333
Jason Naber - Old National Bank
633 Concord St S, South St Paul, MN 55075
6512352722
Huy Le - Lend Smart Mortgage
100 Bridgepoint Dr, South St Paul, MN 55075
5613327388
Mortgage lenders in South St Paul Minnesota help home buyers and homeowners secure financing for residential properties. Minnesota law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with the South St Paul housing market and can guide you through conventional FHA and VA loan options.
What Does a Mortgage Lender in South St Paul Cost?
Typical costs for a mortgage lender in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount and third party fees such as appraisal at 400 to 700 dollars and title insurance at 500 to 1500 dollars. Closing costs in Minnesota average 2 to 5 percent of the home purchase price. Costs vary by lender loan type and property location. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in South St Paul?
You typically need pay stubs tax returns bank statements and government issued identification. Minnesota lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does the mortgage process take in Minnesota?
The process usually takes 30 to 45 days from application to closing. Minnesota law allows a three day rescission period for refinances but not for purchase loans.
What are the typical down payment requirements in South St Paul?
Down payments vary by loan type. Conventional loans may require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down and VA loans may require zero down for eligible borrowers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Minnesota.