Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 6 mortgage lenders in Waconia, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
HomeTown Bank
641 Marketplace Dr, Waconia, MN 55387
9522303850
MidCountry Bank
200 E Frontage Rd, Waconia, MN 55387
9524422141
Bill Rodgers - Old National Bank
53 W Main St, Waconia, MN 55387
9522290553
Purple Mortgage LLC
850 Meadow Lake Pl #305, Waconia, MN 55387
6125586395
Supreme Lending - The Dream Team
1725 Park Point Rd, Waconia, MN 55387
6122685454
SouthPoint Home Mortgage
502 Cherry Dr, Waconia, MN 55387
8776365346
What Does a Mortgage Lender in Waconia Cost?
Typical costs for a mortgage in Minnesota include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Waconia?
You typically need pay stubs, tax returns, bank statements, and a government issued ID. Minnesota lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does it take to close on a mortgage in Minnesota?
The average time to close a mortgage in Minnesota is 30 to 45 days from application to closing. This timeline can vary based on loan type and lender workload.
Are there special mortgage programs for Minnesota first time home buyers?
Yes, the Minnesota Housing Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require a homebuyer education course.