Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Minnesota before hiring.
Showing 7 mortgage lenders in West St Paul, MN
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jason Stone
985 Smith Ave S, West St Paul, MN 55118
6512532144
US Bank Mortgage
1493 S Robert St, West St Paul, MN 55118
8008722657
Chase Home Lending
2045 S Robert St, West St Paul, MN 55118
3327993430
First Time Home Buyer Programs
33 Wentworth Ave E, West St Paul, MN 55118
6515523681
U.S. Bank-Mortgage Loan Officer-Donte Green
1493 S Robert St, West St Paul, MN 55118
9522083166
Wells Fargo Home Mortgage - Peter Shrake
1710 S Robert St, West St Paul, MN 55118
6512144236
U.S. Bank: Claudia Appel
1493 S Robert St, West St Paul, MN 55118
6515527694
What Does a Mortgage Lender in West St Paul Cost?
Typical costs for a mortgage in Minnesota include an origination fee of 0.5 to 1.0 percent of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs generally range from 2 to 5 percent of the purchase price. These amounts vary by lender, loan type, and property value. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What license do mortgage lenders need in Minnesota?
Mortgage lenders in Minnesota must hold a license from the Minnesota Department of Commerce. They must also register with the Nationwide Multistate Licensing System (NMLS). Check a lenders NMLS number to verify their license status.
Are there Minnesota programs for first time home buyers?
Yes, the Minnesota Housing Finance Agency offers the Start Up and Step Up programs. These provide low down payment options and competitive interest rates for eligible buyers. Income and purchase price limits apply based on the county and household size.
What is the typical timeline for closing a mortgage in West St Paul?
A standard mortgage closing in Minnesota takes 30 to 45 days from application to closing. Delays can occur if appraisals or title work take longer. Your lender will provide a Loan Estimate within three business days of your application.