Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Mississippi before hiring.
Showing 9 mortgage lenders in Byram, MS
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Community Choice Financial
5795 Terry Rd Ste 311, Byram, MS 39272
6013736115
Regional Homes
5551 I-55, Byram, MS 39272
6013734453
World Finance
7404B S Siwell Rd, Byram, MS 39272
6017487024
Tower Loan
28 Holiday Rambler Ln, Byram, MS 39272
6013465524
OneMain Financial
7282 S Siwell Rd ste d, Byram, MS 39272
6018241101
Liberty Loans
7402 Siwell Rd, Byram, MS 39272
6017026542
Jackson Area Federal Credit Union
7375 S Siwell Rd, Byram, MS 39272
6019227055
Cadence Bank
5767 Terry Rd, Byram, MS 39272
6019681565
Calton & Associates
120 Southpointe Dr # C, Byram, MS 39272
6013712433
What Does a Mortgage Lender in Byram Cost?
Typical costs for a mortgage in Mississippi include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 600 dollars, and title insurance averaging 0.5 percent of the purchase price. Closing costs generally range from 2 to 5 percent of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need for a mortgage in Byram Mississippi?
You typically need proof of income, tax returns, bank statements, and a valid ID. Mississippi lenders also require a property appraisal and title search before closing.
How long does mortgage approval take in Mississippi?
The process usually takes 30 to 45 days from application to closing. Mississippi law does not set a specific time limit, but lenders must provide a Loan Estimate within three business days.
Are there special mortgage programs for Mississippi residents?
Yes, the Mississippi Home Corporation offers down payment assistance and low interest loans for first time buyers. These programs have income and purchase price limits that vary by county.