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Mortgage Lenders in Richland, MS

Compare mortgage lenders in Richland. Review contact information and insurance categorys before you decide.

7 agents listed
Updated June 2026
Richland, MS
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Mississippi before hiring.
Showing 7 mortgage lenders in Richland, MS Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mississippi Title Loans, Inc.
659 US 49, Richland, MS 39218
(601) 932-6640 mississippititleloansinc.com
LendNation
701 U.S. 49 Frontage Rd Ste A & B, Richland, MS 39218
(601) 939-4719 lendnation.com
PriorityOne Bank
1021 US 49, Richland, MS 39218
(601) 420-0466
Heights Finance
129 Center St Ste C, Richland, MS 39218
(601) 939-9312 heightsfinance.com
Peoples Bank
129 Center St # E, Richland, MS 39218
(601) 664-7244 peoplesbank-ms.com
Trustmark
1001 US 49, Richland, MS 39218
(601) 939-0011 trustmark.com
Cadence Bank
1020 U.S. 49 Frontage Rd, Richland, MS 39218
(601) 968-1554 cadencebank.com

Richland Mississippi home buyers and homeowners can work with local mortgage lenders to secure financing for a home purchase or refinance. Mississippi law requires all mortgage loan originators to be licensed through the Mississippi Department of Banking and Consumer Finance. Lenders in Richland can guide you through conventional FHA VA or USDA loan programs available in Rankin County.

What Does a Mortgage Lender in Richland Cost?

Typical costs for a mortgage in Mississippi include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance averaging 500 to 1500 dollars. Closing costs usually range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Richland Mississippi?
You will typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Self-employed borrowers may also need profit and loss statements. Your lender will provide a full list based on your loan type.
How long does it take to close on a mortgage in Mississippi?
A typical mortgage closing in Mississippi takes 30 to 45 days from application to funding. Delays can occur if appraisals or title work take longer. Your lender will give you a more specific timeline based on your situation.

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