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Find Mortgage Lenders Near You in Clayton, MO

Looking for a mortgage lender in Clayton? Review the directory below to compare your options.

10 agents listed
Updated June 2026
Clayton, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 10 mortgage lenders in Clayton, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carlson Mortgage
7777 Bonhomme Ave Suit 1800, Clayton, MO 63105
(314) 329-7314 carlsonstl.com
David Goldberg at Guaranteed Rate Affinity (NMLS #1052663)
222 S Central Ave UNIT 202, Clayton, MO 63105
(314) 649-1813 grarate.com
Miner Capital Funding LLC
231 S Bemiston Ave Suite 800-96, Clayton, MO 63105
(702) 466-8952 minercapitalfunding.com
Midland States Bank
7818 Bonhomme Ave, Clayton, MO 63105
(314) 512-8830 locations.midlandsb.com
Jean Kavanaugh at Guaranteed Rate Affinity (NMLS #1861751)
222 S Central Ave Suite 202, Clayton, MO 63105
(314) 298-9026 grarate.com
Ed McPike at Guaranteed Rate Affinity (NMLS #543339)
222 S Central Ave Suite 202, Clayton, MO 63105
(314) 752-4386 grarate.com
LoanNEX
16 N Central Ave, Clayton, MO 63105
(314) 833-6464 loannex.com
Cathy Meggs at Guaranteed Rate Affinity (NMLS #2012065)
222 S Central Ave Suite 202, Clayton, MO 63105
(636) 536-0574 grarate.com
Commerce Bank Mortgage
8000 Forsyth Blvd, Clayton, MO 63105
(844) 340-2574 commercebank.com
BMO Harris Bank Mortgage
700 Corporate Park Dr, Clayton, MO 63105
(314) 727-7070 bmo.com

Mortgage lenders in Clayton Missouri help home buyers and homeowners secure financing for property purchases and refinancing. Missouri law requires lenders to be licensed through the Missouri Division of Finance. Clayton borrowers can access a range of loan products including conventional, FHA, and VA loans.

What Does a Mortgage Lender in Clayton Cost?

Typical costs for a mortgage lender in Missouri include origination fees of 0.5 to 1.0 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 600 to 1,200 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Clayton Missouri?
You typically need pay stubs, tax returns, bank statements, and identification. Missouri lenders also require a valid government ID and proof of residence.
How long does the mortgage process take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law requires a three business day right of rescission for refinances.
Are there special mortgage programs for Missouri first time home buyers?
Yes, the Missouri Housing Development Commission offers down payment assistance and low interest loans for qualified first time buyers. These programs have income and purchase price limits.

Mortgage Lenders in Other Missouri Cities

Arnold · Ballwin · Blue Springs · Bridgeton · Cape Girardeau · Carthage · Chesterfield · Columbia · Cottleville · Creve Coeur · Dardenne Prairie · Des Peres · Ellisville · Eureka · Excelsior Springs

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Legal Notice BeforeMortgageUSA.com is not a law firm, mortgage referral service, or legal advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state state mortgage licensing authority association before hiring.

About Our Listings

Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the State Mortgage Licensing Authority of Missouri.

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