Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 10 mortgage lenders in Clayton, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Carlson Mortgage
7777 Bonhomme Ave Suit 1800, Clayton, MO 63105
3143297314
David Goldberg at Guaranteed Rate Affinity (NMLS #1052663)
222 S Central Ave UNIT 202, Clayton, MO 63105
3146491813
Miner Capital Funding LLC
231 S Bemiston Ave Suite 800-96, Clayton, MO 63105
7024668952
Midland States Bank
7818 Bonhomme Ave, Clayton, MO 63105
3145128830
Jean Kavanaugh at Guaranteed Rate Affinity (NMLS #1861751)
222 S Central Ave Suite 202, Clayton, MO 63105
3142989026
Ed McPike at Guaranteed Rate Affinity (NMLS #543339)
222 S Central Ave Suite 202, Clayton, MO 63105
3147524386
LoanNEX
16 N Central Ave, Clayton, MO 63105
3148336464
Cathy Meggs at Guaranteed Rate Affinity (NMLS #2012065)
222 S Central Ave Suite 202, Clayton, MO 63105
6365360574
Commerce Bank Mortgage
8000 Forsyth Blvd, Clayton, MO 63105
8443402574
BMO Harris Bank Mortgage
700 Corporate Park Dr, Clayton, MO 63105
3147277070
What Does a Mortgage Lender in Clayton Cost?
Typical costs for a mortgage lender in Missouri include origination fees of 0.5 to 1.0 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance costs around 600 to 1,200 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Clayton Missouri?
You typically need pay stubs, tax returns, bank statements, and identification. Missouri lenders also require a valid government ID and proof of residence.
How long does the mortgage process take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law requires a three business day right of rescission for refinances.
Are there special mortgage programs for Missouri first time home buyers?
Yes, the Missouri Housing Development Commission offers down payment assistance and low interest loans for qualified first time buyers. These programs have income and purchase price limits.