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Browse mortgage lenders serving Cottleville, Missouri. Contact information and addresses listed below.
7 agents listed
Updated May 2026
Cottleville, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 7 mortgage lenders in Cottleville, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
USA Mortgage
5377 State Rte N, Cottleville, MO 63304
6362444720
Magnolia Mortgage
5377 State Rte N Ste 214, Cottleville, MO 63304
6367348605
Hutto Mortgage Team
5377 State Rte N Ste. 217, Cottleville, MO 63304
8165506256
Home Loans with Integrity
3895 Mid Rivers Mall Dr, Cottleville, MO 63376
6365789453
Drew Quinones-USA Mortgage
5377 State Rte N, Cottleville, MO 63304
6365773160
Integrity Mortgage of Missouri Corp
3893 Mid Rivers Mall Dr, Cottleville, MO 63376
3146518014
Mark Hayden-USA Mortgage
5377 State Rte N, Cottleville, MO 63304
6367347971
Mortgage lenders in Cottleville, Missouri help home buyers and refinancers secure financing for residential properties. Missouri law requires lenders to be licensed through the Missouri Division of Finance. Local lenders understand the Cottleville real estate market and can guide you through the loan process from pre-approval to closing.
What Does a Mortgage Lender in Cottleville Cost?
Typical costs for a mortgage in Missouri include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in Missouri generally range from 2% to 5% of the purchase price. These figures are estimates and actual costs vary by lender, loan type, and property. This information is general and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Cottleville Missouri?
You will typically need pay stubs, tax returns, bank statements, and photo identification. Missouri lenders also require a signed authorization to check your credit report. Additional documents may be needed for self-employed borrowers.
How long does the mortgage process take in Missouri?
The mortgage process in Missouri usually takes 30 to 45 days from application to closing. Missouri law requires a three-day right of rescission for refinances under federal Truth in Lending Act rules. Purchase loans do not have this waiting period.
Are there first-time home buyer programs in Missouri?
Yes, the Missouri Housing Development Commission offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require home buyer education courses. Local Cottleville lenders can help determine your eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.