Skip to main content

Compare Mortgage Lenders in Eureka, MO

Looking for a mortgage lender in Eureka? Review the directory below to compare your options.

7 agents listed
Updated June 2026
Eureka, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 7 mortgage lenders in Eureka, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Farmers & Merchants Bank
619 Stockell Dr, Eureka, MO 63025
(636) 938-7878 fmb4banking.bank
Vantage Credit Union - Eureka
1467 W 5th St, Eureka, MO 63025
(314) 298-0055 vcu.com
Fairway Independent Mortgage Corporation
300 W 4th St Suite A, Eureka, MO 63025
(314) 478-3699
Lindell Bank
219 Thresher Dr, Eureka, MO 63025
(636) 938-9222 lindellbank.com
Sullivan Bank
1 W 5th St, Eureka, MO 63025
(636) 938-9809 sullivanbank.com
Brad Beebe Home Loan Lender-Homestead Financial Mortgage
208 N Central Ave C, Eureka, MO 63025
(314) 283-7816 homesteadfinancial.com
PNC Mortgage
15 Augustine Rd, Eureka, MO 63025
(636) 938-7776 pnc.com

Mortgage lenders in Eureka, Missouri help homebuyers and homeowners secure financing for property purchases and refinancing. Missouri law requires lenders to be licensed through the Missouri Division of Finance and comply with state disclosure rules. Local lenders understand the Eureka real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Eureka Cost?

Typical costs for a mortgage in Missouri include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in Missouri generally range from 2% to 5% of the purchase price. These amounts can change based on loan type, property value, and lender policies. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Eureka?
You typically need pay stubs, tax returns, bank statements, and proof of identification. Missouri lenders may also require a property appraisal and title insurance. Requirements vary by loan type and lender.
How long does the mortgage process take in Missouri?
The mortgage process in Missouri usually takes 30 to 45 days from application to closing. This timeline can vary based on loan complexity and appraisal scheduling. Missouri law sets a minimum three-day right of rescission for most refinances.
What are common mortgage loan options for Eureka home buyers?
Common options include conventional loans, FHA loans, VA loans, and USDA loans. Missouri offers first-time homebuyer programs through the Missouri Housing Development Commission. Your lender can explain eligibility and down payment requirements.