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Compare Mortgage Lenders in Herculaneum, MO

Browse mortgage lenders serving Herculaneum, Missouri. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Herculaneum, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 3 mortgage lenders in Herculaneum, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chris Scheer Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
3142239824
Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
6366381074
Jolene Blecha Motto Mortgage Tried and True
1349 McNutt St, Herculaneum, MO 63048
6366381074

Mortgage lenders in Herculaneum, Missouri help home buyers and refinancing homeowners secure loans for residential property. Missouri law requires lenders to be licensed through the Missouri Division of Finance and follow state regulations on interest rates and disclosures. Local lenders understand the Jefferson County real estate market and can guide you through the loan process.

What Does a Mortgage Lender in Herculaneum Cost?

Typical mortgage costs in Missouri include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs generally range from 2 percent to 5 percent of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Herculaneum?
You typically need pay stubs, tax returns, bank statements, and proof of identity. Missouri lenders also require a credit check and property appraisal. Requirements may vary by loan type and lender.
How long does it take to close on a mortgage in Missouri?
The average mortgage closing in Missouri takes 30 to 45 days from application to final signing. Delays can occur if additional documentation is needed or if there are title issues. Your lender will provide a timeline estimate at the start.