Skip to main content

Compare Mortgage Lenders in Hillsboro, MO

Looking for a mortgage lender in Hillsboro? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Hillsboro, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 2 mortgage lenders in Hillsboro, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Newrez
10581 Business 21, Hillsboro, MO 63050
6365758848
American Pacific Mortgage (NMLS #2556845)
747 Maple St Suite B, Hillsboro, MO 63050
3144203259

Mortgage lenders in Hillsboro, Missouri help homebuyers and homeowners secure loans for purchasing or refinancing property. Missouri law requires lenders to be licensed through the Missouri Division of Finance and follow state-specific regulations on interest rates and disclosures. Local lenders in Jefferson County can guide you through conventional, FHA, and VA loan options tailored to the Hillsboro real estate market.

What Does a Mortgage Lender in Hillsboro Cost?

Typical costs for a mortgage in Missouri include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,000 to $2,000. Closing costs generally range from 2% to 5% of the purchase price. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Hillsboro Missouri?
You typically need pay stubs, tax returns, bank statements, and a government-issued ID. Missouri lenders may also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law requires a three-day right of rescission for most refinances, which can add a few days to the timeline.
Are there first-time homebuyer programs in Missouri?
Yes, Missouri offers the First Place Loan Program and the MHDC Conventional Program with down payment assistance. These programs are available through approved lenders in Hillsboro and have income and purchase price limits.