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Compare mortgage lenders in Lake St Louis. Review contact information and insurance categorys before you decide.
6 agents listed
Updated May 2026
Lake St Louis, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 6 mortgage lenders in Lake St Louis, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Integrity Mortgage Services-Tom Lubiewski
3401 Technology Dr Suite #140, Lake St Louis, MO 63367
3147804800
First American Mortgage
1000 Lake St Louis Blvd, Lake St Louis, MO 63367
6365613333
NEO Home Loans - STL Branch
3401 Technology Dr Suite #140, Lake St Louis, MO 63367
3147804800
US Bank Mortgage
1 Lake St Louis Blvd, Lake St Louis, MO 63367
6365613618
US Bank Mortgage
101 Civic Center Dr, Lake St Louis, MO 63367
6365613618
Chase Home Lending
8298 Old Hwy N, Lake St Louis, MO 63367
6145176211
Mortgage lenders in Lake St Louis Missouri help homebuyers secure financing for residential properties. Missouri law requires lenders to be licensed through the Missouri Division of Finance. Local lenders understand the Lake St Louis market and can guide you through the loan process.
What Does a Mortgage Lender in Lake St Louis Cost?
Typical mortgage lender costs in Missouri include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in Lake St Louis usually range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Lake St Louis?
You typically need pay stubs, tax returns, bank statements, and photo ID. Missouri lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law allows a three day rescission period for refinances but not for purchase loans.
What is the minimum down payment for a home in Lake St Louis?
Conventional loans often require 3 percent down. FHA loans allow 3.5 percent down. USDA and VA loans may offer zero down payment options for eligible buyers.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.