Skip to main content

Find Mortgage Lenders Near You in Overland, MO

Directory of mortgage lenders in Overland, Missouri. Verify credentials with the state state mortgage licensing authority before hiring.

2 agents listed
Updated June 2026
Overland, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the State Mortgage Licensing Authority of Missouri before hiring.
Showing 2 mortgage lenders in Overland, MO Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
9120 Overland Plaza, Overland, MO 63114
(314) 890-2227 onemainfinancial.com
US Bank Mortgage
8890 Lackland Rd, Overland, MO 63114
(800) 872-2657 usbank.com

Mortgage lenders in Overland Missouri help home buyers and homeowners secure financing for property purchases and refinancing. Missouri law requires lenders to be licensed through the Missouri Division of Finance and follow specific disclosure rules under state statute 408.031. Local lenders can guide you through conventional FHA VA and USDA loan options available in St. Louis County.

What Does a Mortgage Lender in Overland Cost?

Typical costs for a mortgage in Missouri include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees around 400 to 700 dollars and title insurance costing 500 to 1500 dollars. Closing costs in Missouri generally range from 2 to 5 percent of the purchase price. These figures are general information and do not constitute mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Overland Missouri?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Missouri lenders also require proof of homeowners insurance and a property appraisal before closing.
How long does the mortgage process take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law requires a three business day right of rescission for refinances under the Truth in Lending Act.
What credit score is needed for a mortgage in Overland?
Minimum credit scores vary by loan type. FHA loans may allow scores as low as 580 while conventional loans often require 620 or higher. Missouri does not set a state minimum credit score for mortgages.