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Find Mortgage Lenders Near You in Richmond Heights, MO
Compare mortgage lenders in Richmond Heights. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Richmond Heights, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Missouri before hiring.
Showing 2 mortgage lenders in Richmond Heights, MO
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Haven Home Equity - NMLS# 4181
21 The Blvd Saint Louis, Richmond Heights, MO 63117
3147481313
Chase Home Lending
6690 Clayton Rd, Richmond Heights, MO 63117
2146749713
Mortgage lenders in Richmond Heights, Missouri help homebuyers and homeowners secure financing for property purchases and refinancing. Missouri law requires all mortgage loan originators to be licensed through the Missouri Division of Finance. Richmond Heights is located in St. Louis County, where local lenders often provide personalized service for single-family homes and condos.
What Does a Mortgage Lender in Richmond Heights Cost?
Typical costs for a mortgage lender in Missouri include an origination fee of 0.5% to 1% of the loan amount, plus appraisal fees of $400 to $700, title insurance of $1,000 to $2,500, and recording fees of $50 to $150. Closing costs generally range from 2% to 5% of the purchase price. Note that this is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Richmond Heights?
You typically need proof of income, tax returns, bank statements, and a credit report. Missouri lenders also require a valid government ID and evidence of employment history.
How long does the mortgage approval process take in Missouri?
The process usually takes 30 to 45 days from application to closing. Missouri law requires a three-day rescission period for refinances, but not for purchase loans.
Are there specific Missouri programs for first-time homebuyers?
Yes, the Missouri Housing Development Commission offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Missouri.