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Compare Mortgage Lenders in Laurel, MT

Looking for a mortgage lender in Laurel? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Laurel, MT
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Montana before hiring.
Showing 5 mortgage lenders in Laurel, MT Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Altana Federal Credit Union
220 1st Ave, Laurel, MT 59044
4066512328
Western Security Bank
121 E 1st St, Laurel, MT 59044
4066288676
SEG Federal Credit Union
617 SE 4th St, Laurel, MT 59044
4066287711
Yellowstone Bank
12 1st Ave, Laurel, MT 59044
4066287951
First Interstate Bank
401 SE 4th St, Laurel, MT 59044
4066282200

Mortgage lenders in Laurel, Montana help homebuyers and homeowners secure financing for residential properties. Montana law requires lenders to be licensed through the Montana Division of Banking and Financial Institutions. Local lenders understand the unique housing market in Yellowstone County and can guide you through the loan process.

What Does a Mortgage Lender in Laurel Cost?

Typical costs for a mortgage in Montana include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $500 to $1,000. Closing costs generally range from 2% to 5% of the purchase price. Costs vary by loan size, property location, and lender. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Laurel?
You typically need pay stubs, tax returns, bank statements, and identification. Lenders also review your credit score and debt-to-income ratio. Requirements may vary by loan type and lender.
How long does the mortgage process take in Montana?
The process usually takes 30 to 45 days from application to closing. Montana law does not set a specific timeline, but lenders follow federal guidelines. Delays can occur if additional documentation is needed.
Are there first-time home buyer programs in Montana?
Yes, the Montana Housing program offers down payment assistance and favorable loan terms for first-time buyers. These programs have income limits and require completion of a homebuyer education course. Contact a local lender for details.