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Looking for a mortgage lender in Elko? Review the directory below to compare your options.
12 agents listed
Updated May 2026
Elko, NV
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the Nevada before hiring.
Showing 12 mortgage lenders in Elko, NV
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
WaFd Bank
2501 Mountain City Hwy Suite 105, Elko, NV 89801
7757387203
Guild Mortgage - Tara Gonzalez
905 Railroad St #201, Elko, NV 89801
7752994290
Arbor Financial Group - Ryan Bradshaw
321 5th St Suite 210 & 212, Elko, NV 89801
7753972001
Guild Mortgage - Morgan Lozano
905 Railroad St #201, Elko, NV 89801
7752994291
Guild Mortgage Company
905 Railroad St Suite 201, Elko, NV 89801
7752994290
Guild Mortgage - Hailee Simpson
905 Railroad St #201, Elko, NV 89801
7752994290
Amanda Bravo Mortgage Group
905 Railroad St #201, Elko, NV 89801
7754010633
Greater Nevada Mortgage
905 Railroad St #203, Elko, NV 89801
7757483011
Lorena Lissolo - Movement Mortgage
171 W Silver St Ste 100, Elko, NV 89801
8773141499
Toni Polack - CMG Home Loans Mortgage Loan Officer NMLS # 843581
820 Idaho St, Elko, NV 89801
7759939495
Brianna Bright
429 Court St #1, Elko, NV 89801
7753455390
Movement Mortgage
429 Court St #1, Elko, NV 89801
8773141499
Mortgage lenders in Elko Nevada help homebuyers and homeowners secure financing for residential properties. Nevada law requires all mortgage loan originators to be licensed through the Nationwide Multistate Licensing System. Local lenders understand the Elko housing market and can guide you through conventional FHA VA and USDA loan programs.
What Does a Mortgage Lender in Elko Cost?
Typical costs for a mortgage in Nevada include an origination fee of 0.5 to 1 percent of the loan amount appraisal fees from 400 to 700 dollars and title insurance around 1,500 to 2,500 dollars. Closing costs in Elko generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Elko?
You typically need recent pay stubs W-2 forms tax returns bank statements and a valid ID. Nevada lenders may also ask for proof of residency and employment history.
How long does the mortgage process take in Nevada?
The process usually takes 30 to 45 days from application to closing. Nevada law requires a three business day review period after you receive the Closing Disclosure before you can sign final documents.
Are there first time home buyer programs in Elko Nevada?
Yes the Nevada Housing Division offers programs like Home Is Possible which provides down payment assistance for qualified buyers. Local lenders in Elko can help you apply for these state specific programs.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the Nevada.