ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Find Mortgage Lenders Near You in Basking Ridge, NJ
Looking for a mortgage lender in Basking Ridge? Review the directory below to compare your options.
9 agents listed
Updated May 2026
Basking Ridge, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 mortgage lenders in Basking Ridge, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Embrace Home Loans - Basking Ridge, NJ
180 Mt Airy Rd Ste 104, Basking Ridge, NJ 07920
9087452101
Michael Puorro | The Puorro Team
180 Mt Airy Rd Suite 100, Basking Ridge, NJ 07920
9736996436
Michael Potoczak
180 Mt Airy Rd Suite 100, Basking Ridge, NJ 07920
9738004379
Molly Briggs at Rate (NMLS #346710)
68 N Finley Ave, Basking Ridge, NJ 07920
9738401966
Rick LaHara, Loan Officer, Northpointe Bank
222 Mt Airy Rd, Basking Ridge, NJ 07920
9082160050
Greg Fazio, Embrace Home Loans
180 Mt Airy Rd Ste 104, Basking Ridge, NJ 07920
9086989530
Gregory Bartiromo-U.S. Bank Mortgage
180 Mt Airy Rd, Basking Ridge, NJ 07920
9736326122
Chase Mortgage
25 Mountainview Blvd #1, Basking Ridge, NJ 07920
9086052038
Mary Foster: Mortgage Loan Officer
73 Mountainview Blvd, Basking Ridge, NJ 07920
9083341132
Mortgage lenders in Basking Ridge New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to be licensed under the New Jersey Department of Banking and Insurance. Local lenders understand the Somerset County real estate market and can guide you through the state specific disclosure and escrow requirements.
What Does a Mortgage Lender in Basking Ridge Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Basking Ridge New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. New Jersey lenders also require proof of homeowners insurance and may ask for additional documents if you are self employed.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three business day right of rescission for refinances, which can add a few days to the timeline.
Are there any New Jersey specific mortgage programs I should know about?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and first time home buyer programs. These programs have income limits and require completion of a home buyer education course.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Basking Ridge who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.