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Compare mortgage lenders in Bayville. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Bayville, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Bayville, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
3rd Generation Home Loans
952 Atlantic City Blvd, Bayville, NJ 08721
7322379559
eMortgage of NJ Home Mortgage
952 Atlantic City Blvd Unit #2, Bayville, NJ 08721
9088000489
Mortgage lenders in Bayville, New Jersey help home buyers and homeowners secure financing for property purchases and refinances. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the Bayville real estate market and can guide you through the state specific closing process.
What Does a Mortgage Lender in Bayville Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1.0 percent of the loan amount, an appraisal fee of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in New Jersey generally range from 2 to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Bayville?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed authorization to check your credit report. Additional documents may be needed for self employed borrowers.
How long does the mortgage process take in New Jersey?
The average mortgage process in New Jersey takes 30 to 45 days from application to closing. New Jersey law requires a three business day right of rescission for refinances. Delays can occur if appraisals or title searches take longer than expected.
Are there first time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income limits and require completion of a home buyer education course. Local lenders in Bayville can help you determine your eligibility.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.