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Looking for a mortgage lender in Bridgeton? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Bridgeton, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Bridgeton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OceanFirst Bank
85 W Broad St, Bridgeton, NJ 08302
8886232633
Bridgeton Refinance Mortgage
54 N Park Dr, Bridgeton, NJ 08302
8774027624
Mortgage lenders in Bridgeton, New Jersey help homebuyers and homeowners secure financing for home purchases and refinances. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Cumberland County real estate market and can guide you through the state-specific mortgage process.
What Does a Mortgage Lender in Bridgeton Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Bridgeton?
You typically need pay stubs, tax returns, bank statements, and photo identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal. The exact list varies by lender and loan type.
How long does it take to close on a mortgage in New Jersey?
A standard mortgage closing in New Jersey usually takes 30 to 45 days from application to closing. This timeline can extend if there are appraisal delays or title issues. Your lender will provide a closing date estimate after reviewing your application.
Are there first-time homebuyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require homebuyer education courses. Local lenders in Bridgeton can help you determine if you qualify.
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About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.