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Compare Mortgage Lenders in Brigantine, NJ

Compare mortgage lenders in Brigantine. Review contact information and insurance categorys before you decide.

4 agents listed
Updated May 2026
Brigantine, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Brigantine, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jamie Silva, M.S. at Rate (NMLS #2368437)
211 31st St S Suite 1, Brigantine, NJ 08203
6093855600
Ed Huber at CrossCountry Mortgage
3300 Atlantic Brigantine Blvd Suite 9, Brigantine, NJ 08203
6093770125
The Trident Group
3620 Atlantic Brigantine Blvd, Brigantine, NJ 08203
6092648444
Home Loans USA Brigantine
900 W Brigantine Ave #12, Brigantine, NJ 08203
6402234540

Mortgage lenders in Brigantine New Jersey help homebuyers and homeowners secure financing for properties in this coastal community. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local lender can provide insight into Brigantine specific property values and flood insurance requirements.

What Does a Mortgage Lender in Brigantine Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 500 to 1,500 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. New Jersey also charges a mortgage recording tax of 0.23 percent on the loan amount. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Brigantine New Jersey?
You will typically need pay stubs, tax returns, bank statements, and identification. Lenders also require a property appraisal and proof of homeowners insurance. For Brigantine properties, flood insurance documentation may be needed due to the coastal location.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three business day right of rescission for refinances. Delays can occur if additional documentation is needed or if the property requires special inspections.
Are there special mortgage programs for first time home buyers in New Jersey?
Yes, New Jersey offers the NJHMFA program which provides down payment assistance and lower interest rates for qualified first time buyers. The program has income limits and requires a homebuyer education course. Local lenders in Brigantine can help you determine if you qualify.