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Directory of mortgage lenders in Colts Neck, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Colts Neck, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Colts Neck, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Rocket Lenders DBA Lendme
5 Professional Cir, Colts Neck, NJ 07722
8778838634
Pete Ruvolo - Centennial Lending Group
206 County Rd 537, Colts Neck, NJ 07722
7325155440
Chase Mortgage
290 NJ-34 #82, Colts Neck, NJ 07722
7324627817
Mortgage lenders in Colts Neck New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders understand the Colts Neck real estate market and can guide you through state-specific regulations like the New Jersey Truth in Lending Act.
What Does a Mortgage Lender in Colts Neck Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount and an appraisal fee of $400 to $700. Closing costs usually range from 2% to 5% of the purchase price. Additional fees may include title insurance recording fees and credit report charges. This is general information not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Colts Neck New Jersey?
You typically need pay stubs tax returns bank statements and a valid ID. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does a mortgage application take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law allows a three-day rescission period for refinances after closing.
Are there special mortgage programs for first-time buyers in New Jersey?
Yes the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.