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Showing 2 mortgage lenders in Dumont, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Spencer Savings Bank
562 Washington Ave, Dumont, NJ 07628
2012447585
Progressive Mortgage Services Inc
8 E Madison Ave, Dumont, NJ 07628
2013210804
What Does a Mortgage Lender in Dumont Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $1,000 to $2,500. Closing costs generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Dumont?
You typically need pay stubs, tax returns, bank statements, and proof of employment. New Jersey also requires a property survey and title insurance for most loans.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three business day right of rescission for refinances.
Are there first time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. These programs have income and purchase price limits.