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Find Mortgage Lenders in East Orange, NJ

Browse mortgage lenders serving East Orange, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
East Orange, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in East Orange, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Commercial Lending East Orange NJ
116 Prospect St, East Orange, NJ 07017
9733545260
Evan L Klein - 122881 - Wells Fargo Home Mortgage
679 Park Ave, East Orange, NJ 07017
9738863657

Mortgage lenders in East Orange, New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of application. Local lenders are familiar with Essex County property values and New Jersey specific programs like the NJHMFA first time home buyer assistance.

What Does a Mortgage Lender in East Orange Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs in New Jersey average 2% to 5% of the purchase price. These costs vary by lender, loan type, and property location. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in East Orange?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and a valid ID. Self employed borrowers may need additional profit and loss statements. Lenders will also check your credit score and debt to income ratio.
How long does the mortgage process take in New Jersey?
The process from application to closing usually takes 30 to 45 days. New Jersey law requires a three day right of rescission for refinances. Delays can occur if appraisals or title searches take longer than expected.
Are there first time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for first time buyers. Income and purchase price limits apply. Some local programs in Essex County may also provide grants.