ADVERTISING DISCLOSURE: BeforeMortgageUSA.com is an informational directory, not an mortgage company or broker. We do not sell insurance or provide mortgage or financial advice. No broker-client relationship is created by using this site. No broker listed on this site has paid for, authorized, or approved their listing. This is an advertisement.
Directory of mortgage lenders in Elizabeth, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
9 agents listed
Updated May 2026
Elizabeth, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 9 mortgage lenders in Elizabeth, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Oportun
128 Elmora Ave, Elizabeth, NJ 07202
7324973253
Virtue Funding LLC
80 W Grand St 3rd Floor, Elizabeth, NJ 07201
9086562048
Union County Savings Bank
320 N Broad St, Elizabeth, NJ 07208
9083544600
Iruka Capital Group - Merchant Cash Advance New Jersey
162 Elmora Ave #211, Elizabeth, NJ 07202
7323663830
Urban Payday Loans
844 E Jersey St, Elizabeth, NJ 07201
9089751342
Opportunity Business Loans
369 Morris Ave, Elizabeth, NJ 07208
9738335773
Chase Mortgage
339 N Broad St, Elizabeth, NJ 07208
9082827001
Remco Online llc Real estate & Mortgage Counseling Center
315 W Grand St Apartment 7q, Elizabeth, NJ 07202
9085148208
PNC Mortgage
928 S Elmora Ave, Elizabeth, NJ 07202
9083543549
Mortgage lenders in Elizabeth New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate within three business days of a loan application. Local lenders are familiar with Union County property values and the New Jersey Home Buyer Program which offers down payment assistance.
What Does a Mortgage Lender in Elizabeth Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance ranging from 1,000 to 2,500 dollars. Closing costs in Elizabeth often total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Elizabeth?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed authorization to verify your employment and credit history.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three business day review period after you receive the Closing Disclosure before you can sign final documents.
Are there special mortgage programs for New Jersey first time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers the NJ Home Program with low fixed rates and down payment assistance. Eligibility depends on income limits and property location within Union County.
Free • No Obligation
Compare Mortgage Lenders
Get matched with agents in Elizabeth who handle your type of case.
Affiliate Form Embed
Replace with iframe/embed code from your affiliate network
Affiliate Disclosure
The form above is provided by a third-party legal marketing service. BeforeMortgageUSA.com receives compensation when you submit a qualified inquiry. This is a free service with no obligation to hire any broker. Your information is collected and handled by the form provider according to their privacy policy.
Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.