Find Mortgage Lenders in Elizabeth, NJ
Looking for a mortgage lender in Elizabeth? Review the directory below to compare your options.
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the
State Mortgage Licensing Authority of New Jersey before hiring.
Showing 9 mortgage lenders in Elizabeth, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
What Does a Mortgage Lender in Elizabeth Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance ranging from 1,000 to 2,500 dollars. Closing costs in Elizabeth often total 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Elizabeth?
You typically need recent pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed authorization to verify your employment and credit history.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three business day review period after you receive the Closing Disclosure before you can sign final documents.
Are there special mortgage programs for New Jersey first time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers the NJ Home Program with low fixed rates and down payment assistance. Eligibility depends on income limits and property location within Union County.