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Compare mortgage lenders in Garfield. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Garfield, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 mortgage lenders in Garfield, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Kearny Bank
369 Lanza Ave, Garfield, NJ 07026
9734781200
Kevin Kearsey - Supreme Lending
222 Outwater Ln, Garfield, NJ 07026
2017394174
Jessica Mendez at CrossCountry Mortgage
160 Lanza Ave 2nd Floor, Suite 12, Garfield, NJ 07026
9732935028
Jessylenia Liriano at CrossCountry Mortgage
160 Lanza Ave 2nd Floor, Suite 12, Garfield, NJ 07026
9736584576
Carolina Polania at CrossCountry Mortgage
160 Lanza Ave 2nd Floor, Suite 12, Garfield, NJ 07026
9734358780
Chase Mortgage
136 Passaic St, Garfield, NJ 07026
9734732242
PNC Mortgage
12 Outwater Ln, Garfield, NJ 07026
9733405300
Arian E. Pena - Mortgage Lender - Family First Funding
352 Lanza Ave, Garfield, NJ 07026
6465085391
Mortgage lenders in Garfield, New Jersey help homebuyers secure financing for residential properties. New Jersey law requires lenders to follow specific disclosure rules under the New Jersey Consumer Protection Act. Local lenders can guide you through state-specific programs like the New Jersey Housing and Mortgage Finance Agency down payment assistance.
What Does a Mortgage Lender in Garfield Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of $400 to $700, and title insurance of $1,000 to $2,500. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Garfield?
You typically need proof of income, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and title search.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission for most refinances.
Are there special mortgage programs for New Jersey first-time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like NJHMFA First Generation and down payment assistance. These programs have income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.