Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 mortgage lenders in Hammonton, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Jersey Shore Federal Credit Union
80 S White Horse Pike Ste 6, Hammonton, NJ 08037
6096463339
OceanFirst Bank
702 12th St, Hammonton, NJ 08037
8886232633
Allied Mortgage Group - Hammonton
527 12th St, Hammonton, NJ 08037
6097444349
Christofer Wilhelm at Citywide (NMLS #1041743)
20 S 2nd St, Hammonton, NJ 08037
8562840613
Hope Home Lending Hammonton
11 S 3rd St, Hammonton, NJ 08037
6406007222
Home Lending Elwood
4520 S White Horse Pike #59, Hammonton, NJ 08037
6402012335
Kathy Tohanczyn at Citywide (NMLS #1688524)
20 S 2nd St, Hammonton, NJ 08037
8563256079
Guaranteed Rate of Hammonton
854 S White Horse Pike, Hammonton, NJ 08037
6097042595
What Does a Mortgage Lender in Hammonton Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These figures vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Hammonton?
You typically need pay stubs, tax returns, bank statements, and photo identification. New Jersey lenders also require a signed purchase agreement and proof of homeowners insurance before closing.
How long does it take to close on a mortgage in New Jersey?
The average mortgage closing in New Jersey takes 30 to 45 days from application to funding. State law requires a three-day right of rescission for refinances, which can extend the timeline.
Are there first-time homebuyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.