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Mortgage Lenders in Hawthorne, NJ

Compare mortgage lenders in Hawthorne. Review contact information and insurance categorys before you decide.

6 agents listed
Updated May 2026
Hawthorne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage lenders in Hawthorne, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Silex Financial Group, Inc.
674 Lafayette Ave, Hawthorne, NJ 07506
9734230506
Jim Christopoulos
674 Lafayette Ave, Hawthorne, NJ 07506
2014000010
Howard Hanna Rand Realty Hawthorne
422 Lafayette Ave, Hawthorne, NJ 07506
9734279337
Ascendia Bank
250 Lincoln Ave, Hawthorne, NJ 07506
9736365888
Melissa Post, Mortgage Broker NMLS #226263
674 Lafayette Ave, Hawthorne, NJ 07506
9732295170
Chase Home Lending
331 Lafayette Ave, Hawthorne, NJ 07506
9492317318

Hawthorne, New Jersey residents can work with local mortgage lenders to secure financing for a home purchase or refinance. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Lenders in Hawthorne can help you understand state-specific programs like the NJHMFA down payment assistance.

What Does a Mortgage Lender in Hawthorne Cost?

Typical mortgage lender costs in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These are estimates, and actual costs vary by lender, loan type, and property. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Hawthorne?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance before closing.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law allows a three-day right of rescission for refinances, which adds time.
Are there special mortgage programs for New Jersey first-time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like NJHMFA First Generation down payment assistance. These programs have income and purchase price limits.