Skip to main content

Mortgage Lenders in Howell Township, NJ

Browse mortgage lenders serving Howell Township, New Jersey. Contact information and addresses listed below.

3 agents listed
Updated May 2026
Howell Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Howell Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Chase Home Lending
4001 US-9, Howell Township, NJ 07731
7082124767
Chase Mortgage
4001 US-9, Howell Township, NJ 07731
7082124767
PNC Mortgage
4620 US-9, Howell Township, NJ 07731
7323700008

Mortgage lenders in Howell Township New Jersey help home buyers and homeowners secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three business days of a loan application. Local lenders are familiar with Monmouth County property values and New Jersey specific programs like the NJHMFA first time home buyer assistance.

What Does a Mortgage Lender in Howell Township Cost?

Typical mortgage lender costs in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, an appraisal fee of 400 to 700 dollars, and a credit report fee of 30 to 50 dollars. Closing costs in New Jersey average 2 to 5 percent of the home purchase price. These figures are general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Howell Township?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a signed intent to occupy form for owner occupied properties.
How long does mortgage approval take in New Jersey?
Initial pre approval can take one to two days. Full underwriting and closing usually takes 30 to 45 days. New Jersey law allows a three day right of rescission for refinances.
Are there special mortgage programs for New Jersey residents?
Yes. The New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low interest loans for qualified buyers. These programs have income limits and require a home buyer education course.