Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage lenders in Kearny, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OneMain Financial
655 Kearny Ave #657, Kearny, NJ 07032
2012464047
Kearny Bank
614 Kearny Ave, Kearny, NJ 07032
2019914100
Meadowbrook Financial Mortgage Bankers Corp. - Kearny
655 Kearny Ave #202, Kearny, NJ 07032
9736226244
Chase Mortgage
11 Kearny Ave, Kearny, NJ 07032
6148669246
Marisol Crespo NMBNow
655 Kearny Ave, Kearny, NJ 07032
9734450044
PNC Mortgage
583 Kearny Ave, Kearny, NJ 07032
2019553901
What Does a Mortgage Lender in Kearny Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees from 400 to 700 dollars, and title insurance averaging 1,000 to 2,000 dollars. Closing costs generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Kearny?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and title search to verify ownership.
How long does it take to close on a mortgage in New Jersey?
The average mortgage closing in New Jersey takes 45 to 60 days from application to final approval. This timeline can vary based on loan type and property condition.
What is the minimum down payment for a mortgage in New Jersey?
Conventional loans often require a 3 percent down payment. FHA loans allow 3.5 percent down. First-time homebuyer programs in New Jersey may offer lower down payment options.