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Find Mortgage Lenders in Livingston, NJ

Looking for a mortgage lender in Livingston? Review the directory below to compare your options.

6 agents listed
Updated May 2026
Livingston, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage lenders in Livingston, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage, Bank of America
554 S Livingston Ave, Livingston, NJ 07039
8622454497
Chase Home Lending
56 W Mt Pleasant Ave, Livingston, NJ 07039
9732964128
American Mortgage Company
179 S Livingston Ave, Livingston, NJ 07039
9732146214
Paul Quinn - Mortgage Loan Officer
185 S Livingston Ave, Livingston, NJ 07039
9739062397
American Mortgage Co
154 S Livingston Ave Suite 102, Livingston, NJ 07039
9732512786
Sam
293 Eisenhower Pkwy # 110, Livingston, NJ 07039
9739926100

Livingston, New Jersey residents can work with mortgage lenders to secure financing for home purchases or refinancing. New Jersey law requires lenders to follow the New Jersey Consumer Protection Act and disclose loan terms clearly. Local lenders in Livingston understand the Essex County real estate market and can guide you through the application process.

What Does a Mortgage Lender in Livingston Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $2,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need for a mortgage application in Livingston?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day rescission period for refinances after closing.