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Compare Mortgage Lenders in Lumberton Township, NJ

Looking for a mortgage lender in Lumberton Township? Review the directory below to compare your options.

2 agents listed
Updated May 2026
Lumberton Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Lumberton Township, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Equity Smart Home Loans
70 Stacy Haines Rd, Lumberton Township, NJ 08048
6403339845
PNC Mortgage
778 Eayrestown Rd, Lumberton Township, NJ 08048
6092656701

Mortgage lenders in Lumberton Township, New Jersey help home buyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the specific property values and market trends in Burlington County.

What Does a Mortgage Lender in Lumberton Township Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance averaging $1,500 to $3,000. Closing costs generally range from 2% to 5% of the purchase price. New Jersey also charges a mortgage recording tax of $0.50 to $1.75 per $100 of the loan amount. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Lumberton Township?
You typically need pay stubs, tax returns, bank statements, and proof of employment. New Jersey lenders also require a valid government ID and a credit report authorization.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission period after signing for most refinances.
Are there special mortgage programs for New Jersey first-time home buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. These programs have income limits and require a homebuyer education course.