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Find Mortgage Lenders Near You in Maplewood, NJ

Compare mortgage lenders in Maplewood. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Maplewood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Maplewood, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Mortgage First Direct
1923 Springfield Ave, Maplewood, NJ 07040
8663426678
GetARateQuote.com
1923 Springfield Ave, Maplewood, NJ 07040
8663426678

Mortgage lenders in Maplewood, New Jersey help home buyers and homeowners secure financing for home purchases and refinances. New Jersey law requires lenders to be licensed by the New Jersey Department of Banking and Insurance. Local lenders understand the Maplewood real estate market and can guide you through state-specific regulations like the New Jersey Consumer Protection Act.

What Does a Mortgage Lender in Maplewood Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,500 to $3,000. Closing costs in New Jersey often total 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Maplewood?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance before closing.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law requires a 3-day right of rescission for refinances, which can add to the timeline.
Are there first-time home buyer programs in New Jersey?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Many Maplewood lenders participate in these programs.