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Directory of mortgage lenders in Metuchen, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.
3 agents listed
Updated May 2026
Metuchen, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Metuchen, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Belal Khalid at Guaranteed Rate Affinity
40 Middlesex Ave, Metuchen, NJ 08840
7328414924
United Mortgage Mart Inc
20 Highland Ave # 3E, Metuchen, NJ 08840
7325169330
Chase Home Lending
475 Main St, Metuchen, NJ 08840
6503930338
Mortgage lenders in Metuchen, New Jersey help homebuyers and homeowners secure financing for residential properties. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance and follow state-specific disclosure rules. Local lenders often understand the Metuchen real estate market and can guide you through the entire loan process.
What Does a Mortgage Lender in Metuchen Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in New Jersey often total 2% to 5% of the purchase price. These figures are general estimates and actual costs vary by loan type, property value, and lender. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Metuchen?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed authorization to check your credit report. Additional documents may be needed for self-employed borrowers.
How long does it take to close on a mortgage in New Jersey?
A typical mortgage closing in New Jersey takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances. Delays can occur if appraisals or title searches take longer than expected.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.