Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in Middlesex, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
National Rate Mortgage
1316 Bound Brook Rd Suite 2C, Middlesex, NJ 08846
8889172837
National Rate
1316 Bound Brook Rd, Middlesex, NJ 08846
7322185383
Somerset Regal Bank
1305 Bound Brook Rd, Middlesex, NJ 08846
7323562431
Brian Cohen - National Rate Mortgage
1316 Bound Brook Rd Suite 2C, Middlesex, NJ 08846
7325513712
What Does a Mortgage Lender in Middlesex Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, an appraisal fee of $400 to $700, and a credit report fee of $30 to $50. Closing costs in Middlesex County generally range from 2% to 5% of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Middlesex?
You will need pay stubs, W-2 forms, tax returns, bank statements, and photo identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does mortgage approval take in New Jersey?
The mortgage approval process in New Jersey typically takes 30 to 45 days from application to closing. This timeline can vary based on the complexity of your financial situation and the lender workload.
Are there New Jersey specific mortgage programs?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs like NJHMFA FirstHome and NJHMFA Smart Start. These provide down payment assistance and competitive interest rates for eligible buyers in Middlesex.