Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 6 mortgage lenders in Monroe Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
First Team Mortgage LLC
315 Forsgate Dr, Monroe Township, NJ 08831
7324026700
Paramount Residential Mortgage Group - PRMG Inc.
977 NJ-33 Suite 101, Monroe Township, NJ 08831
7328893334
PNC Mortgage
200 Forsgate Dr, Monroe Township, NJ 08831
7325212685
Chase Mortgage
320 Applegarth Rd, Monroe Township, NJ 08831
6093950701
Citizens Bank Mortgage Rates NJ
1 Rossmoor Dr #121, Monroe Township, NJ 08831
7323911800
PNC Mortgage
304 Applegarth Rd, Monroe Township, NJ 08831
6098601298
What Does a Mortgage Lender in Monroe Township Cost?
Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in New Jersey average 2% to 5% of the purchase price. New Jersey also charges a mortgage recording tax of $0.50 per $100 of the loan amount. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Monroe Township?
You typically need pay stubs, tax returns, bank statements, and proof of employment. New Jersey lenders also require a government issued ID and a Social Security number. Additional documents may be needed for self employed borrowers.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three day rescission period for refinances. Delays can occur if property appraisals or title searches take longer than expected.
Are there special mortgage programs for New Jersey first time home buyers?
Yes, New Jersey offers the NJHMFA First Time Home Buyer Program which provides down payment assistance and lower interest rates. Monroe Township residents may also qualify for county specific programs. Eligibility is based on income and purchase price limits set by the state.