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Compare mortgage lenders in Montclair. Review contact information and insurance categorys before you decide.
8 agents listed
Updated May 2026
Montclair, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 8 mortgage lenders in Montclair, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Platinum Mortgage LLC
75 Midland Ave, Montclair, NJ 07042
9733375950
Mickey Ballantine at Rate (NMLS #39300)
325 Claremont Ave Suite #6, Montclair, NJ 07042
9732022651
First Prestige Mortgage Services Inc DBA Minority Heritage Mortgage
110 Valley Rd, Montclair, NJ 07042
9737448300
Chase Home Lending
19 N Fullerton Ave, Montclair, NJ 07042
2012076023
loanDepot
204 Bellevue Ave Suite C, Montclair, NJ 07043
9739697050
Brett Lehman - Chase Home Lending Advisor - NMLS ID 142413
19 N Fullerton Ave, Montclair, NJ 07042
2012076023
Paramount Residential Mortgage Group, Inc
200 Claremont Ave, Montclair, NJ 07042
9732773965
Axios Mortgage & Real Estate Consulting LLC
539 Valley Rd #2a, Montclair, NJ 07043
9738659937
Mortgage lenders in Montclair New Jersey help home buyers and homeowners secure financing for home purchases and refinances. New Jersey law requires lenders to be licensed by the New Jersey Department of Banking and Insurance. Montclair offers a mix of historic homes and new developments, making local lender expertise valuable.
What Does a Mortgage Lender in Montclair Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 percent to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 1,000 to 2,500 dollars. Closing costs in New Jersey average 2 percent to 5 percent of the home purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Montclair New Jersey?
You typically need recent pay stubs, W-2 forms, tax returns, bank statements, and photo identification. New Jersey lenders may also require proof of homeowners insurance and a property appraisal.
How long does a mortgage closing take in New Jersey?
A typical mortgage closing in New Jersey takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances, which adds time.
What are New Jersey mortgage interest rates based on?
Interest rates depend on your credit score, loan amount, down payment, and loan type. New Jersey also has specific state programs like the New Jersey Housing and Mortgage Finance Agency that offer lower rates for eligible buyers.
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Legal Notice
BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.