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Find Mortgage Lenders in Montvale, NJ

Directory of mortgage lenders in Montvale, New Jersey. Verify credentials with the state mortgage licensing authority before hiring.

18 agents listed
Updated May 2026
Montvale, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 18 mortgage lenders in Montvale, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Fairway Independent Mortgage Corporation
28 W Grand Ave 2nd Floor, Suite 17, Montvale, NJ 07645
2015946861
Craig Andriulli Fortress Mortgage Advisors
85 Chestnut Ridge Rd, Montvale, NJ 07645
2016474180
Fortress Mortgage Advisors - Michael A. LiPari
85 Chestnut Ridge Rd, Montvale, NJ 07645
9738092331
Alpine Mortgage Services
210 Summit Ave Suite A3, Montvale, NJ 07645
2014888809
Zak Raffel at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
2017466777
Angelo Sceppaguercio - Fortress Mortgage Advisors, LLC
85 Chestnut Ridge Rd, Montvale, NJ 07645
8629550966
Dean Scaduto at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
2015608304
Sharon Ford at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
9086160284
Tom Gates at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
6097316556
Anthony Nicholas at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
5513092492
Nicole Habib at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
6182394259
Fortress Mortgage Advisors
85 Chestnut Ridge Rd, Montvale, NJ 07645
8889734791
Shane Kennedy at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
8455967431
Vanessa Pace at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
8777731226
Scott Forman at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
2015050843
Debbie A Musco-Yeck at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
2017466850
Len Patanella at CrossCountry Mortgage
102 Chestnut Ridge Rd Suite 200, Montvale, NJ 07645
8777731226
PNC Mortgage
36 S Kinderkamack Rd, Montvale, NJ 07645
2015734470

Mortgage lenders in Montvale New Jersey help homebuyers and homeowners secure financing for home purchases and refinancing. New Jersey law requires lenders to follow specific licensing and disclosure rules under the New Jersey Residential Mortgage Lending Act. Working with a local lender can simplify the process and provide guidance on state-specific programs like the New Jersey Housing and Mortgage Finance Agency first-time homebuyer loans.

What Does a Mortgage Lender in Montvale Cost?

Typical costs for a mortgage in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costs of $800 to $1,500. Closing costs in New Jersey generally range from 2% to 5% of the purchase price. These costs can vary based on the loan type, lender, and property location. This is general information and not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Montvale?
You typically need recent pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance. Requirements may vary by loan type and lender.
How long does the mortgage process take in New Jersey?
The mortgage process in New Jersey usually takes 30 to 45 days from application to closing. This timeline can be longer for complex loans or if additional documentation is needed. New Jersey law requires a three-day right of rescission for refinances on primary residences.
Are there special mortgage programs for New Jersey residents?
Yes, the New Jersey Housing and Mortgage Finance Agency offers programs for first-time homebuyers and low-to-moderate income borrowers. These programs may provide down payment assistance and lower interest rates. Eligibility requirements and funding availability can change each year.