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Browse mortgage lenders serving New Providence, New Jersey. Contact information and addresses listed below.
3 agents listed
Updated May 2026
New Providence, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in New Providence, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
South River Mortgage
219 South St Suite 102, New Providence, NJ 07974
8442306679
Chase Home Lending
75 South St, New Providence, NJ 07974
6023036290
New Venture Partners
430 Mountain Ave, New Providence, NJ 07974
9084640900
Mortgage lenders in New Providence, New Jersey help homebuyers and homeowners secure financing for home purchases and refinances. New Jersey law requires all mortgage loan originators to be licensed through the New Jersey Department of Banking and Insurance. Working with a local lender can simplify the process of understanding state-specific requirements such as New Jersey's foreclosure timeline and property tax considerations.
What Does a Mortgage Lender in New Providence Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance costs of 1,500 to 3,000 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in New Providence?
You typically need recent pay stubs, W-2s, tax returns, bank statements, and identification. New Jersey lenders also require proof of homeowners insurance and a property appraisal.
How long does it take to close on a mortgage in New Jersey?
The average mortgage closing in New Jersey takes 30 to 45 days. New Jersey law does not set a specific time limit, but delays can occur due to title searches or appraisal issues.
Are there special mortgage programs for first-time homebuyers in New Jersey?
Yes, New Jersey offers programs like the NJHMFA FirstHome and NJHMFA Smart Start programs. These provide down payment assistance and reduced mortgage insurance for eligible buyers in New Providence.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.