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Looking for a mortgage lender in North Wildwood? Review the directory below to compare your options.
4 agents listed
Updated May 2026
North Wildwood, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 4 mortgage lenders in North Wildwood, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
PNC Mortgage
1310 New Jersey Ave, North Wildwood, NJ 08260
6095225311
Aspire Home Mortgage Inc.
101 E 7th Ave #200, North Wildwood, NJ 08260
6095225200
Guaranteed Rate
1201 New Jersey Ave, North Wildwood, NJ 08260
6095228222
Crest Savings Bank
500 New Jersey Ave, North Wildwood, NJ 08260
6095223535
Mortgage lenders in North Wildwood New Jersey help homebuyers and homeowners secure financing for residential properties. New Jersey law requires lenders to provide a Good Faith Estimate of closing costs within three days of application. Local lenders understand the unique housing market in Cape May County and can guide you through state-specific requirements like the New Jersey Home Buyer Program.
What Does a Mortgage Lender in North Wildwood Cost?
Typical mortgage lender costs in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount and third-party fees for appraisal and title search. Closing costs in New Jersey average 2 to 5 percent of the home purchase price. These costs vary by lender and loan type. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in North Wildwood?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed authorization to check your credit report.
How long does the mortgage process take in New Jersey?
The process usually takes 30 to 45 days from application to closing. New Jersey law mandates a three-day right of rescission for refinances, which can extend the timeline.
Are there special mortgage programs for New Jersey first-time buyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and low-interest loans for first-time buyers. Eligibility depends on income and purchase price limits.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.