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Find Mortgage Lenders Near You in Oceanport, NJ

Compare mortgage lenders in Oceanport. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Oceanport, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 2 mortgage lenders in Oceanport, NJ Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Advisors Mortgage Group - Oceanport, NJ
109 E Main St, Oceanport, NJ 07757
7326956101
Joseph Coyne Mortgage Loan Officer NMLS 1863900
14 Comanche Dr, Oceanport, NJ 07757
9084336308

Mortgage lenders in Oceanport, New Jersey help homebuyers and homeowners secure financing for property purchases and refinancing. New Jersey law requires lenders to be licensed by the state Department of Banking and Insurance. Local lenders understand Oceanport real estate trends and can guide you through the application process.

What Does a Mortgage Lender in Oceanport Cost?

Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5% to 1% of the loan amount, appraisal fees of $400 to $700, and title insurance costing $1,000 to $2,500. Closing costs in New Jersey average 2% to 5% of the purchase price. These costs vary by lender and loan type. This is general information, not mortgage or financial advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What documents do I need to apply for a mortgage in Oceanport New Jersey?
You typically need pay stubs, tax returns, bank statements, and identification. New Jersey lenders also require a property appraisal and proof of homeowners insurance. Gather these documents early to speed up the process.
How long does mortgage approval take in New Jersey?
Most mortgage approvals take 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances. Delays can occur if the property appraisal or title search takes longer.
Are there special mortgage programs for New Jersey first-time homebuyers?
Yes, the New Jersey Housing and Mortgage Finance Agency offers first-time homebuyer programs with down payment assistance. These programs have income limits and require a homebuyer education course. Check with your lender about eligibility.