Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 3 mortgage lenders in Palisades Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
Santander Mortgage
300 Broad Ave, Palisades Park, NJ 07650
8622535926
Chase Home Lending
460 Bergen Blvd Suite 100, Palisades Park, NJ 07650
2016611318
PNC Mortgage
264 Broad Ave, Palisades Park, NJ 07650
2015925291
What Does a Mortgage Lender in Palisades Park Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title search and insurance costs of 800 to 1,500 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. This is general information, not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Palisades Park?
You will need recent pay stubs, W-2 forms, tax returns, bank statements, and proof of identification. New Jersey lenders also require a signed purchase agreement and a property appraisal.
How long does the mortgage process take in New Jersey?
The typical mortgage process in New Jersey takes 30 to 45 days from application to closing. New Jersey law requires a 3 day right of rescission for refinances after closing documents are signed.
Are there any New Jersey specific mortgage programs available?
Yes, the New Jersey Housing and Mortgage Finance Agency offers down payment assistance and first time homebuyer programs. These programs have income limits and require completion of a homebuyer education course.