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Browse mortgage lenders serving Perth Amboy, New Jersey. Contact information and addresses listed below.
10 agents listed
Updated May 2026
Perth Amboy, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeMortgageUSA.com. We do not endorse any broker or guarantee outcomes. Verify licensing and disciplinary status with the New Jersey before hiring.
Showing 10 mortgage lenders in Perth Amboy, NJ
Listings are displayed in no particular order and are not ranked by BeforeMortgageUSA. Order does not constitute a recommendation or endorsement of any broker.
OceanFirst Bank
145 Fayette St, Perth Amboy, NJ 08861
8886232633
Popular Bank
252 Madison Ave Suite 104, Perth Amboy, NJ 08861
7323769003
Garden State Lending
563 B Amboy Ave, Perth Amboy, NJ 08861
9738765752
Bancasa Mortgage Corporation
400 Smith St, Perth Amboy, NJ 08861
7324420715
Ez Way Mortgage Corp
272 High St suite 7, Perth Amboy, NJ 08861
7322774547
Vanessa Alonso
400 Smith St, Perth Amboy, NJ 08861
9084090357
Chase Mortgage
130 Smith St, Perth Amboy, NJ 08861
7324428157
PNC Mortgage
284 State St, Perth Amboy, NJ 08861
7322934970
Robert Tornatore - 625004 - Wells Fargo Home Mortgage
214 Smith St, Perth Amboy, NJ 08861
9082279834
Commercial Lending Perth Amboy NJ
313 State St, Perth Amboy, NJ 08861
7328128931
Mortgage lenders in Perth Amboy New Jersey help home buyers and refinancers secure loans for residential properties. New Jersey law requires lenders to be licensed through the New Jersey Department of Banking and Insurance. Local lenders understand the specific property values and market conditions in Middlesex County.
What Does a Mortgage Lender in Perth Amboy Cost?
Typical costs for a mortgage lender in New Jersey include an origination fee of 0.5 to 1 percent of the loan amount, appraisal fees of 400 to 700 dollars, and title insurance of 500 to 1,500 dollars. Closing costs in New Jersey generally range from 2 to 5 percent of the purchase price. These costs vary by lender, loan type, and property value. This is general information and not mortgage or financial advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not mortgage or financial advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What documents do I need to apply for a mortgage in Perth Amboy?
You typically need pay stubs, tax returns, bank statements, and proof of identification. New Jersey lenders also require a property appraisal and title search. Your lender will provide a complete list based on your loan type.
How long does a mortgage approval take in New Jersey?
A standard mortgage approval in New Jersey usually takes 30 to 45 days from application to closing. New Jersey law requires a three-day right of rescission for refinances. Delays can occur if additional documentation is needed.
What are the down payment requirements for a home loan in Perth Amboy?
Down payment requirements vary by loan type. Conventional loans often require 3 to 20 percent down. FHA loans allow as little as 3.5 percent down. New Jersey first-time home buyer programs may offer additional assistance for eligible buyers.
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BeforeMortgageUSA.com is not a mortgage referral service, or financial advice provider. No broker-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any broker. Past results do not guarantee future outcomes. Each case is different. Verify broker credentials with your state mortgage licensing authority before hiring.
About Our Listings
Brokers listed on BeforeMortgageUSA.com are compiled from publicly available directories, state mortgage licensing authority records, and business listings. Inclusion does not constitute endorsement. We do not verify broker licensing, disciplinary status, or qualifications. Verify each broker's current standing with the New Jersey.